Ncflex accident plan

Have you ever dislocated a joint or gotten a deep cut? How about something more severe, like a concussion or broken bone? What is an Accident Plan.

Medical treatment is covered by the State Health Plan (if enrolled). The amount of benefit depends on the type of injury and care received. Fraudulent activities should always be reported to your local law enforcement office.

The following is additional information on how specific types of fraud complaints or cases of suspected fraud can be submitted to state agencies. Covered Accident means an Accident that: occurs on or after your coverage effective date and the effective d ate of any riders, occurs while your coverage is in force, and is not excluded by name or specific description in the Policy. This is a combined plan and includes Short Term Disability (STD) and Long Term Disability (LTD) insurance.

Eligible employees can enroll in this plan during Annual Enrollment November - November 19. Helps offset out-of-pocket medical expenses. Family coverage available. If you have questions about the NCFlex benefits available to state employees, please. Voya administers this plan.

Paying for NCFlex benefits on a pre-tax basis reduces your taxable income, which reduces your state and federal income taxes and Federal Insurance Contributions Act (FICA). NCFlex offers the following plans: NCFlex Benefits Page New! This plan can help relieve some of the financial stress that from an accidental injury.

Please refer to the NCFlex website for further information. This plan helps pay for expenses related to cancer and other specified diseases. Employees may choose among three plan options: Low, High, and Premium.

This plan is administered by EyeMed Vision Care and underwritten by Fidelity Security Life Insurance. It offers two schedules of benefits — both provide a comprehensive eye exam and benefits for vision materials. You may receive either eyeglass lenses or contact lenses in a benefit period but not both. When using your NCFlex debit car you will be notified by PA in writing if you need to submit documentation, such as a receipt.

Please save all of your original receipts in case of a future request. An affordable accident plan can help you pay for the expenses that are not fully covered by your medical plan. See more plan details at NCFlex Critical Illness Plan. Employees pay full cost for employee coverage in addition to any dependent coverage selected. DHHS employees can participate in NCFlex , a pre-tax program offered by the state.

In addition to the health and dependent care spending accounts, the program offers vision care, accidental death and dismemberment insurance, dental insurance, group term life insurance, cancer insurance, critical illness plan , accident plan , and a TRICARE Supplement on a pre-tax basis. Three plan options are available with the primary difference being the amount of benefits paid. The State Health Plan offers a range of health benefits to all eligible state employees, teachers, retirees and other individuals identified in the North Carolina General Statutes. Most of us have experienced an accident that needed medical attention at least once in our lives.

Participants in this plan can choose in-network providers or out-of-network providers. To locate a provider in your area, visit the EyeMed Vision Care web site. The NCFlex Vision Plan offers three plan levels of benefits. Annual enrollment occurs during October of each year.

During this time benefit plan changes may be made. These changes are effective on January 1.