Social security and marriage penalty

But on the SS web site, it says NO. So please call SS and tell them what the situation is and ask what the result would be. Bush tried to fix the marriage penalty. When can I claim spousal Social Security?

How much do married couples get in Social Security?

What are the social security rules if you remarry? When it comes to taxing Social Security , the marriage penalty is very much alive and well. Older married couples that have modest incomes and receive Social Security benefits must pay tax on their benefits if their base amount is more than $3000. And if the pre-remarriage ends, you regain eligibility for the survivor benefit. The same goes if you are divorced and collecting survivor benefits on the record of a deceased former wife or husband.

A bonus for widows and widowers. If you are a widow or widower, Social Security will do its best to keep you living comfortably.

When a spouse dies , the survivor receives her widow’s benefit first as early as age (if disabled). She can switch over to her own worker’s benefit as soon as she is eligible. Marriage penalties in tax and social insurance systems have been the source of much controversy in the U. A marriage penalty exists if two individuals pay higher taxes or receive lower benefits as a married couple than they would if unmarried. In particular, dealing with the complex rules that govern benefits for married couples can take a. Prior to the TCJA, these exemptions began to phase out at $ 127for singles and $ 169for married filing jointly. If you have worked and paid taxes into Social Security for at least years and earned at least credits, you will probably be eligible to receive benefits.

The “marriage penalty” most commonly refers to the increase in taxes paid by married individuals when their combined income pushes them up into a higher tax bracket. Taxation is not the main concern here. Some married individuals qualify for spousal payments, and widows and widowers are eligible. An individual may also claim survivor’s benefits on a deceased spouse’s earnings record. She has been eligible for CDB and Medicare simply because of her disability that began before age and the retirement of her father, who has a Social Security work record.

Her marriage to another social security recipient would not cause her to lose her own CDB eligibility. Instea the authors take the viewpoint that the marriage penalty tax is unjust because it causes an unequal tax burden based merely on a change in marital status. The marriage penalty sometimes affects the amount of federal income tax older couples pay on Social Security benefits.

Moreover, the unjust treatment follows taxpayers in many areas of their financial lives, such as when they receive Social Security benefits. If both members of a married couple receive Supplemental Security Income (SSI), they receive a lower amount than if they are not married. There are actually two penalties. DAC recipients become completely ineligible for benefits after marriage.

That is, unless you fit into. The key figure to know about Social Security and divorce is years. The Social Security program does not apply limits to the total retirement benefits received by married couples.

Couples are not subject to a marriage penalty under the Social Security retirement.