How do I qualify for SSI? Is disability better than social security? Can you still work full-time after 65? These additional benefits can reduce your SSDI payment. Further, the information on this blog is for general information purposes only.
If you file for both reduced retirement benefits and disability benefits you will first be paid the retirement benefit.
If your disability is approved you will then be converted to the higher disability benefit. There will be a slight. It is not any more difficult to file for disability benefits then it was to file for retirement benefits. Just different questions.
As to whether or not the claim would be approve who is to know unless you file? Most people who are of. But the big difference is in the length of work history that gets considered.
The benefits become regular social security benefits once the recipient reaches retirement age. It does not matter whether you already get a company retirement benefit, long-term disability payments, or worker’s compensation benefits.